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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Which of the following is a life insurance contract written on the life of an individual?

A) Insurance.
B) Survivorship Policy.
C) Single-Life Insurance.
D) Joint Life Contract.

2. Which of the following CORRECTLY identifies the favorable income tax treatment afforded to annuities?

A) Annual earnings are partially income tax exempt.
B) The entire distribution is taxed at the owner ' s rate of taxation.
C) Gains are taxed only on distribution.
D) Annual earnings are partially income tax deductible.

3. Which of the following is described when a selected group of practitioners, in a certain area, agrees to provide services at a pre-arranged cost on a fee-for-service basis?

A) risk purchasing group
B) preferred provider organization
C) indemnity organization
D) coalition group

4. Which of the following is a basic benefit of Medicare Supplemental insurance?

A) At-home recovery.
B) Preventive care.
C) Basic drugs limit of $1,250.
D) First 3 pints of blood each year.

5. Which of the following is NOT an Essential Health Benefit Category under the Affordable Care Act?

A) Laboratory Services.
B) Emergency Services.
C) Maternity and Newborn Care.
D) Alternative Medicine.

Solutions: