Prepare with Maryland Insurance Administration : Accident-and-Health-or-Sickness-Producer exam braindumps as your best preparation materials
Updated: Aug 29, 2026
No. of Questions: 92 Questions & Answers with Testing Engine
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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Overview:
| Certification Vendor: | Maryland Insurance Administration (MIA) / PSI Services LLC (exam delivery provider) |
|---|---|
| Exam Name: | Maryland Accident and Health or Sickness Producer Examination (Series 20-24) |
| Exam Number: | Series 20-24 |
| Available Languages: | English |
| Exam Duration: | 120 minutes |
| Certificate Validity Period: | Typically 2 years (renewable via continuing education requirements) |
| Related Certifications: | Combined Life, Accident & Health License Property and Casualty Producer (P&C) Maryland Life Producer |
| Exam Format: | Multiple Choice, Computer-Based Testing |
| Passing Score: | 70% |
| Exam Price: | USD 44–65 (varies by PSI testing center fees) |
| Real Exam Qty: | Approximately 100–110 (varies by state update cycle) |
| Recommended Training: | Maryland Insurance Pre-Licensing Education Providers (state-approved schools) PSI Candidate Information Bulletin (Maryland Insurance Exams) |
| Exam Registration: | Maryland Insurance Administration Licensing Portal PSI Exams Scheduling (Maryland) |
| Sample Questions: | Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Sample Questions |
| Exam Way: | Computer-based exam administered at PSI testing centers (or remote proctored PSI option where available) |
| Pre Condition: | Completion of Maryland-approved pre-licensing education (typically 40–60 hours for Accident & Health producer license) |
| Official Syllabus URL: | https://insurance.maryland.gov |
Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Health Insurance Systems | - Government health programs
|
| Accident and Health Insurance Basics | - Policy structure and provisions
|
| Insurance Law and Regulation (Maryland) | - Maryland Insurance Administration rules
|
| General Insurance Principles | - Insurance concepts
|
| Policy Administration and Ethics | - Ethical obligations
|
Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
Question 1
Under federal law, an insurance producer may be sentenced to prison for:
A. Inducing a client to sign an application for insurance
B. Suing an insurer over contract violations
C. Selling insurance with a nonresident license
D. Embezzling money from an insurance company
Question 2
Pat owns a small business and is interested in enrolling her son in the Maryland Children's Health Insurance Program. Which of the following is the MOST appropriate person for Pat to contact for enrollment?
A. A SHOP Exchange Navigator
B. An Insurance Producer authorized to work in the SHOP Exchange
C. The Maryland Insurance Commissioner
D. A certified Navigator or authorized Producer for the Individual Exchange
Question 3
Who has the right to change the beneficiary of an accident and health policy with a revocable beneficiary designation?
A. The producer
B. The insurer
C. The policyowner
D. The beneficiary
Question 4
All of the following are common features found in health maintenance organizations (HMOs) EXCEPT:
A. Wellness programs
B. Discounts on local health spa memberships
C. Outpatient medical services
D. Twenty-four hour access to emergency care
Question 5
In HMO coverage, all of the following services must be available 24 hours per day, 7 days per week EXCEPT:
A. Primary care
B. In-patient hospital services
C. Emergency medical care
D. Dental care
Solutions:
| Question 1 Answer: D | Question 2 Answer: D | Question 3 Answer: C | Question 4 Answer: B | Question 5 Answer: D |
Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Overview:
| Certification Vendor: | Maryland Insurance Administration (MIA) / PSI Services LLC (exam delivery provider) |
|---|---|
| Exam Name: | Maryland Accident and Health or Sickness Producer Examination (Series 20-24) |
| Exam Number: | Series 20-24 |
| Available Languages: | English |
| Exam Duration: | 120 minutes |
| Certificate Validity Period: | Typically 2 years (renewable via continuing education requirements) |
| Related Certifications: | Combined Life, Accident & Health License Property and Casualty Producer (P&C) Maryland Life Producer |
| Exam Format: | Multiple Choice, Computer-Based Testing |
| Passing Score: | 70% |
| Exam Price: | USD 44–65 (varies by PSI testing center fees) |
| Real Exam Qty: | Approximately 100–110 (varies by state update cycle) |
| Recommended Training: | Maryland Insurance Pre-Licensing Education Providers (state-approved schools) PSI Candidate Information Bulletin (Maryland Insurance Exams) |
| Exam Registration: | Maryland Insurance Administration Licensing Portal PSI Exams Scheduling (Maryland) |
| Sample Questions: | Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Sample Questions |
| Exam Way: | Computer-based exam administered at PSI testing centers (or remote proctored PSI option where available) |
| Pre Condition: | Completion of Maryland-approved pre-licensing education (typically 40–60 hours for Accident & Health producer license) |
| Official Syllabus URL: | https://insurance.maryland.gov |
Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Health Insurance Systems | - Government health programs
|
| Accident and Health Insurance Basics | - Policy structure and provisions
|
| Insurance Law and Regulation (Maryland) | - Maryland Insurance Administration rules
|
| General Insurance Principles | - Insurance concepts
|
| Policy Administration and Ethics | - Ethical obligations
|
Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
Question 1
Under federal law, an insurance producer may be sentenced to prison for:
A. Inducing a client to sign an application for insurance
B. Suing an insurer over contract violations
C. Selling insurance with a nonresident license
D. Embezzling money from an insurance company
Question 2
Pat owns a small business and is interested in enrolling her son in the Maryland Children's Health Insurance Program. Which of the following is the MOST appropriate person for Pat to contact for enrollment?
A. A SHOP Exchange Navigator
B. An Insurance Producer authorized to work in the SHOP Exchange
C. The Maryland Insurance Commissioner
D. A certified Navigator or authorized Producer for the Individual Exchange
Question 3
Who has the right to change the beneficiary of an accident and health policy with a revocable beneficiary designation?
A. The producer
B. The insurer
C. The policyowner
D. The beneficiary
Question 4
All of the following are common features found in health maintenance organizations (HMOs) EXCEPT:
A. Wellness programs
B. Discounts on local health spa memberships
C. Outpatient medical services
D. Twenty-four hour access to emergency care
Question 5
In HMO coverage, all of the following services must be available 24 hours per day, 7 days per week EXCEPT:
A. Primary care
B. In-patient hospital services
C. Emergency medical care
D. Dental care
Solutions:
| Question 1 Answer: D | Question 2 Answer: D | Question 3 Answer: C | Question 4 Answer: B | Question 5 Answer: D |
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