Prepare with CII : M05 exam braindumps as your best preparation materials
Updated: Sep 04, 2025
No. of Questions: 121 Questions & Answers with Testing Engine
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CII Insurance law (IL) Sample Questions:
1. A survey of a car repairers reveals a spray booth exists by an unguarded paraffin space beater. Also, a day's supply of paint is kept within the building and waste is removed daily from a metal bin. What will the underwriter perceive as the main physical hazard?
A) The unguarded paraffin space heater.
B) The paint.
C) The spray booth.
D) The waste bin.
2. What are the main objectives of the principle of insurable interest?
A) To reduce moral hazard and to discourage wagering.
B) To reduce physical hazard and to discourage wagering.
C) To reduce moral hazard and to discourage profiteering.
D) To reduce physical hazard and to discourage profiteering.
3. Which of the following is a characteristic of a contract of insurance?
A) It involves a promise of a return on investment
B) It must be written in a formal language
C) It is always a contract of adhesion
D) It requires both parties to meet in person
4. Which of the following is an example of a condition precedent in an insurance contract?
A) The insurer must provide coverage for accidental damage
B) The insurer is required to pay claims for theft
C) The insured must maintain the insured item in good condition
D) The insured must pay the premium
5. In a chain of events, the proximate cause of a loss is always the
A) dominant event leading to the loss.
B) only event contributing towards the loss.
C) last event before the loss occurs.
D) only event which is not excluded by the terms of the policy.
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: A | Question # 3 Answer: C | Question # 4 Answer: C | Question # 5 Answer: A |
CII Insurance law (IL) Sample Questions:
1. A survey of a car repairers reveals a spray booth exists by an unguarded paraffin space beater. Also, a day's supply of paint is kept within the building and waste is removed daily from a metal bin. What will the underwriter perceive as the main physical hazard?
A) The unguarded paraffin space heater.
B) The paint.
C) The spray booth.
D) The waste bin.
2. What are the main objectives of the principle of insurable interest?
A) To reduce moral hazard and to discourage wagering.
B) To reduce physical hazard and to discourage wagering.
C) To reduce moral hazard and to discourage profiteering.
D) To reduce physical hazard and to discourage profiteering.
3. Which of the following is a characteristic of a contract of insurance?
A) It involves a promise of a return on investment
B) It must be written in a formal language
C) It is always a contract of adhesion
D) It requires both parties to meet in person
4. Which of the following is an example of a condition precedent in an insurance contract?
A) The insurer must provide coverage for accidental damage
B) The insurer is required to pay claims for theft
C) The insured must maintain the insured item in good condition
D) The insured must pay the premium
5. In a chain of events, the proximate cause of a loss is always the
A) dominant event leading to the loss.
B) only event contributing towards the loss.
C) last event before the loss occurs.
D) only event which is not excluded by the terms of the policy.
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: A | Question # 3 Answer: C | Question # 4 Answer: C | Question # 5 Answer: A |
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