Prepare with Ohio Department of Insurance : OH-Life-Agent-Series-11-44 exam braindumps as your best preparation materials
Updated: Sep 01, 2025
No. of Questions: 107 Questions & Answers with Testing Engine
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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:
1. Which of the following dividend options is taxable?
A) 1-year term.
B) Paid up additions.
C) Return of premium.
D) Accumulation at interest.
2. Which of the following statements BEST describes a single premium cash value policy?
A) It requires the policyowner to pay one premium annually.
B) It provides for only one premium to be paid without evidence of insurability.
C) It waives one future premium if the owner becomes disabled.
D) It requires only one payment to make the policy paid up.
3. Which rider would allow additional insurance to be purchased at specified dates or events, without additional
underwriting?
A) Guaranteed renewability.
B) Cost of living.
C) Disability income.
D) Guaranteed insurability.
4. Without written consent, a policyowner CANNOT change the beneficiary If he has named
A) an irrevocable beneficiary.
B) a permanent beneficiary.
C) a contingent beneficiary.
D) a revocable beneficiary.
5. What type of insurance is the cheapest option to pay off a 30-year mortgage balance?
A) Level term insurance.
B) Variable life insurance.
C) Increasing term insurance.
D) Decreasing term insurance.
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: D | Question # 3 Answer: D | Question # 4 Answer: A | Question # 5 Answer: D |
Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:
1. Which of the following dividend options is taxable?
A) 1-year term.
B) Paid up additions.
C) Return of premium.
D) Accumulation at interest.
2. Which of the following statements BEST describes a single premium cash value policy?
A) It requires the policyowner to pay one premium annually.
B) It provides for only one premium to be paid without evidence of insurability.
C) It waives one future premium if the owner becomes disabled.
D) It requires only one payment to make the policy paid up.
3. Which rider would allow additional insurance to be purchased at specified dates or events, without additional
underwriting?
A) Guaranteed renewability.
B) Cost of living.
C) Disability income.
D) Guaranteed insurability.
4. Without written consent, a policyowner CANNOT change the beneficiary If he has named
A) an irrevocable beneficiary.
B) a permanent beneficiary.
C) a contingent beneficiary.
D) a revocable beneficiary.
5. What type of insurance is the cheapest option to pay off a 30-year mortgage balance?
A) Level term insurance.
B) Variable life insurance.
C) Increasing term insurance.
D) Decreasing term insurance.
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: D | Question # 3 Answer: D | Question # 4 Answer: A | Question # 5 Answer: D |
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